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Polish security platform

Protection during the call with a scammer

The HumanLock360 app on your phone warns you while the call is still going: before money leaves the account or someone follows a dangerous instruction. We analyse what is said, not who is speaking.

Android app  ·  no call recording  ·  no voice profile

Recognition
NCBR
NCBR-USA Acceleration Program 2026
1 of 10 startups selected by NCBR, the Polish government’s R&D agency, for its acceleration program in California
Rzeczpospolita
Orzeł Innowacji award by Rzeczpospolita
Winner in the Security category
EEC Startup Challenge
EEC Startup Challenge
Semifinalist of one of the largest startup competitions in Europe
130 000+
numbers flagged as dangerous See the database →Report a number →
None
recorded: no call recordings, no voice profile
$0
SOS app with four emergency functions, free
25+ years
of the founder’s experience in banking security
What raises the alarm

The alarm is triggered by the pattern of the call, not by a single word

The scammer first claims to be someone you trust: your bank, the police, your son. Or tells you to hurry. Right after that comes a request that can cost you: a transfer, an SMS code, a password. The app recognises exactly this pattern. A cloned voice cannot hide it.

Fake bank
“Your account is at risk.”
Dangerous instruction“Please move your savings to a safe account.”
Fake CEO
“This transfer has to go out today.”
Dangerous instruction“Keep this between us.”
Code theft
“We just sent you a verification code.”
Dangerous instruction“Read it back to me.”
Remote access
“I’m calling from IT support.”
Dangerous instruction“Install this app so I can help you.”
Logistics
“There’s a change for this load.”
Dangerous instruction“Deliver it to this new address.”
Family emergency
“Mom, I had an accident.”
Dangerous instruction“Send the money now, don’t tell Dad.”

Illustrative examples of manipulation patterns.

How it works

We warn you about suspicious numbers and protect you during the call

Other apps only check whether the number is known to be suspicious. HumanLock360 also follows what happens in the call and warns when a dangerous instruction comes up.

The moment the call turns dangerous. This is where HumanLock360 warns.
01
Call · 02:14

The call runs

The app works in the background during calls. You don’t have to do anything.

02
What is said
“Please move your savings to a safe account, it’s urgent.”

We follow what is said

Not who speaks. No voice biometrics, no AI guessing.

03
Matching
time pressure+instruction: transfer=pattern: fake bank

Matching known patterns

Pressure, authority, urgency and dangerous instructions such as a transfer, a code, an installation.

04
During the call
Warning: dangerous instruction

Live warning

An audible alert and a message before the person acts.

No voice biometricsNo AI guessingPredictable and explainableRuns on the device
Password check

A deepfake voice doesn’t know the password

Criminals can clone the voice of someone close to you with AI. The cloned voice doesn’t know the password you agreed on in advance.

Family Password

Families agree on a private password in advance. When a caller claims to be a relative in trouble, the password shows who is really calling.

Ask the caller for your Family Password.

Operational password

Companies and institutions define their own procedures: operational passwords and codes for calls with payments or instructions.

Ask for the Operational Password.

Do we record calls? No.

No call recording
No voice profile
No cloud
Runs on the phone or in the company phone system
Solutions

One platform. Protection for finances, health and life.

Individuals and families

Premium

Protection during the call with a scammer

30 days free. Warns you when someone tries to extract money, a code or data, even with a cloned voice.

  • Live warning during the call
  • Warning for reported numbers
  • Family Password
  • Free SOS module included
PLN 30 / monthExplore Premium →
Free
App · for everyone

SOS

Call for help with one tap

For everyone. Four kinds of help in an emergency: loved ones, support, calming down and the 112 number.

  • Notify loved ones: SMS, location, call
  • Helplines and support chats
  • Calming exercises
  • Life-threatening emergency: 112
Free, no adsExplore SOS →
For business and institutions

Business

Protecting employees from social engineering

Companies, institutions, infrastructure. Reminds staff of procedures and recognises attempts to extract data, codes and access.

  • Operational passwords and procedures
  • Protection of data, codes and access
  • Company phones; VoIP in preparation
Pilot, individual pricingBusiness solutions →
On-site workshops

Training

Learning to recognise scams

Schools, companies, local government. We teach how to recognise manipulation and respond safely, from children to seniors.

  • Recognizing scams and manipulation
  • SOS and first aid
  • Programs for every age group
Individual pricingTraining program →
SOS

Four functions, four kinds of help. Free

The SOS app is free for everyone: no fees and no trial period. We don’t always need the same kind of help, so these are four paths for four different needs.

Notify loved ones

Call, SMS, location and navigation. Quickly reach loved ones and share where you are.

Helplines and chats

Available helplines and support channels in one place.

Calm your emotions

Breathing and calming exercises to pause before the next step.

Life-threatening emergency: 112

Quick access to help when life or health is at risk, plus a message and location for loved ones.

Get SOS for freeAndroid · $0, no hidden costs

HumanLock360 SOS is a safety support app. It does not replace a doctor, psychologist, police or ambulance service.

Companies and institutions

The first line of defense against attacks that target employees

Criminals don’t need to break into systems. It is enough to call an employee, pose as the CEO or the bank and apply pressure. The best security won’t help if the employee hands over the data or makes the transfer themselves.

During the call, it reminds employees of the verification procedures that apply in your organization
Recognizes attempts to obtain login data, authorization codes and customer data
Protects company phones. VoIP phone system integration in preparation
“Firewalls protect systems. HumanLock360 protects the person: the first line of defense of every organization.”

Let’s talk about a pilot

Security layers of an organization
Firewall, EDR, SIEM, SOCSecured
Backups and monitoringSecured
Access control to systemsSecured
Employee answers the phoneGap
HumanLock360 protective layerlive analysis of what is said
Protection during the callGap closed
Industries
InsuranceTransport and logisticsCall and contact centersCritical infrastructureEnergyWater and utilitiesHospitalsBanksPublic administrationLocal governmentUniformed servicesTelecommunications
Team

Built by a banker. First pilots in Poland.

Money Protection P.S.A. is a Polish technology company from Białystok. It develops HumanLock360, a multi-layer security platform for individuals, businesses and critical infrastructure.

Grzegorz Żukowski

Grzegorz Żukowski

Founder and CEO

More than 25 years in banking, in security and risk management. He knows scam patterns from the bank’s side. He built HumanLock360 to stop them before they reach the customer.

Gabriel Gelman

Gabriel Gelman

Head of International Business Development

An experienced entrepreneur, founder and owner of three companies. He knows international markets from practice. A Georgia Institute of Technology graduate, he lives in Berlin and speaks six languages. At HumanLock360 he leads international expansion and strategic partnerships.

The HumanLock360 app

Start with 30 days free

Premium 30 PLN per month, no automatic renewal. SOS is always free.

Phone at hand? Scan the QR code to open the SOS app page on Google Play.

Scan to get SOS on Google Play
Android · free