Meet us in the San Francisco Bay Area, October 5 to 9, 2026, with the NCBR delegation.October 5–9: we’re in California with NCBR → Get in touch→ Contact
Team

Built by a banker. First pilots in Poland.

Money Protection P.S.A. is a Polish technology company from Białystok. It develops HumanLock360, a multi-layer security platform for individuals, businesses and critical infrastructure.

Grzegorz Żukowski

Grzegorz Żukowski

Founder and CEO

More than 25 years in banking, in security and risk management. He knows scam patterns from the bank’s side. He built HumanLock360 to stop them before they reach the customer.

Gabriel Gelman

Gabriel Gelman

Head of International Business Development

An experienced entrepreneur, founder and owner of three companies. He knows international markets from practice. A Georgia Institute of Technology graduate, he lives in Berlin and speaks six languages. At HumanLock360 he leads international expansion and strategic partnerships.

130 000+
numbers flagged as dangerous See the database →Report a number →
25+ years
of the founder’s experience in banking security
3
awards from the innovation and business community
TOP 10
Polish startups in the NCBR USA program
Our mission

We protect finances, health and life

HumanLock360 is a new-generation Polish security platform. It protects people, companies and critical infrastructure against threats that use the phone, artificial intelligence and social engineering. We combine technology, education, prevention and practical tools in one ecosystem.

We don’t just want to warn about threats. We are building a comprehensive security ecosystem that helps prevent fraud, supports people in crisis and increases society’s resilience to modern cyber threats.

What we build

A platform of complementary solutions, built in-house

01

Protection against phone scams

Technology that detects scam attempts in real time, during the call. We analyze the content, not the voice.

02

Protection against deepfake voice

The Family Password and Operational Password let you verify the caller even when the voice sounds identical to a loved one’s.

03

Database of suspicious numbers

Over 130,000 numbers flagged as scams, fraud attempts, telemarketing and spam. Reports are verified by our team, the database is updated daily. More →

04

Free SOS module

Four emergency functions: notify loved ones, helplines, calming exercises and the emergency number. Free, for everyone.

05

Training and education

Practical workshops for schools, companies and municipalities: recognizing scams, manipulation, SOS and first aid.

06

Solutions for business and public administration

Protecting employees from phone manipulation, operational passwords and dedicated security profiles for industries.

Our recognition

Recognized by the innovation and business community

NCBR
NCBR-USA Acceleration Program 2026
1 of 10 Polish startups selected by NCBR, the Polish government’s R&D agency, for its acceleration program in California
Rzeczpospolita
Orzeł Innowacji award by Rzeczpospolita
Award in the Security category
EEC Startup Challenge
EEC Startup Challenge
Semifinalist of one of the largest startup competitions in Europe
In fall 2026 we represent Poland in California in the NCBR USA program, building relationships with technology partners, mentors and investors from the US market.
What we’re looking for

Partners who invest and build this with us

Technology partners, telecom operators, banks, insurers, enterprises, public organizations and investors.

Pilot projectsProofs of conceptTechnology partnershipsInvestors